Communities are inherently valuable. They bring together members’ resources, skills, knowledge, and experiences to create value for members and other people who engage with them. From crowd-sourcing advice to supporting non-profit causes and even reality show favourites, communities have historically been used to accomplish and advance all kinds of goals. For instance, in many African societies, community-based initiatives like cooperative societies are an age-long vehicle for enabling millions of unbanked people to access credit and other financial services.